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Terms of use

Access to our website

Your use of this website (www.cheapcarinsurancex.org) and our quote comparison services are subject to these terms and conditions. By visiting our website or using our online quote comparison service, you agree to be bound by these terms and conditions. We may amend these terms of use from time to time, and the revised version will be effective when displayed here.
Owing to the nature of the Internet we cannot guarantee that this website will always be available to users. You should ensure that you have appropriate protection against viruses and other security arrangements in place whilst using the Internet.

By accessing our website, you agree not to:
• use this website in such a way that disrupts, interferes with or restricts the use of this website by other users;
• reverse engineer, decompile, copy or adapt any software or other code or scripts forming part of this website or attempt to transmit to or via this website any information that contains a virus, worm, trojan or other harmful or disruptive component; or
• change, modify, delete, interfere with or misuse data contained on this website.

About Cheapcarinsurancex.org

Cheapcarinsurancex.org is an Introducer Appointed Representative of Seopa Ltd. The quote system is owned and operated by Seopa Ltd, who are authorised and regulated by the FSA, number 313860. View the registration details at www.fsa.gov.uk/register/firmSearchForm.do?sid=127135.

Our services

Our website provides a quote comparison service and internet directory – we are not an insurance or financial broker. We allow you to use our website and our quote comparison service free of charge to compare quotes from a number of insurers, finance companies and other sources. We shall provide you with the quotes we obtain from these third party companies using the information you submit through the forms on this website.

If you wish to obtain insurance cover from one of these companies when we have provided you with the quote comparison, you should contact the company direct. In most cases, we shall provide you with a link to the relevant companies’ websites when we respond to your request for a quote comparison. You should check your details on the company’s website thoroughly before proceeding to accept a quote. If you choose to accept a quote from a third party obtained using our website, you will enter into a contract direct with the insurance company and the insurance company’s own terms and conditions will apply.

In order to reduce the number of fields you must fill in when you submit a request for a quote comparison, we shall make a number of assumptions about you. For example, we may assume that you do not have any medical conditions that could affect your insurance premium when we get quotes through our car and van insurance systems. The quotes we obtain will be based on these assumptions. If you choose to accept a quote from a third party obtained using our website, you should check that the insurance provider has not made any inaccurate assumptions about you based on our request for a quote.
Our website is provided for the personal use of individuals only and you may not provide access to our services or the results of our services to any third parties or use them for any commercial purposes.

Your responsibilities

It is your responsibly to ensure that all information used by an insurer in arranging an insurance policy for you is correct. You warrant to us that all information you submit to us is accurate and complete to the best of your knowledge. We are not in any way responsible for any inaccuracies in any insurance policy taken out by you from any insurance company or broker, whether or not they are listed on this website.

We are not able to advise on the suitability of any product for you and it is your responsibility to discuss your insurance and/or financial requirements and details with any insurer, broker, or company before taking out an insurance policy or entering into any other financial agreement. Failure to do this could for example result in you taking out insurance which is not suitable for your requirements and which may be inadequate in the result of a claim.

UK residents only

The quote comparison services we provide through this website are only available to residents of the United Kingdom that require insurance in respect of private cars or vans within Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. Not all quotes will be available to all regions (for example, some insurers will not provide cover for Northern Ireland residents).

Our Liability

While we take reasonable steps to ensure that the information contained on our website is accurate, we do not accept any responsibility or liability whatsoever in contract, tort or otherwise for any loss or damage caused by or arising directly or indirectly in connection with any use or reliance on the contents of our website or our quote comparison service except to the extent that such liability cannot be excluded by law.

In particular, we rely on the information you have provided to us and the quotes we obtain from third party companies. Although we hope that the quotes we obtain should allow you to identify which companies are most likely to offer you a competitive premium, you should contact these companies direct to obtain an accurate quote. Accordingly, we do not accept responsibility for the accuracy of any quotes displayed to users of our site.

The display of a quote on our website in not a representation from us that insurance will be available to you at the price shown. This website, any information or other material contained in it, and our quote comparison services are made available strictly on the basis that you accept them on an ‘as is’ and ‘as available’ basis. If you rely on any information or other material contained in our website, you do so entirely at your own risk and you accept that all warranties, conditions and undertakings, express or implied, whether by common law, statute, trade usage, course of dealings or otherwise in respect of this website are excluded to the fullest extent permitted by law.

Nothing in these terms of use shall exclude our liability to you for fraudulent misrepresentation by us or our employees or for death or personal injury resulting from our negligence or that of our employees.

Links to third parties

You may create a hypertext link to the homepage of this website at http://www.quotezone.co.uk provided that such link is not used in a misleading or defamatory context. You may also create links to other pages forming part of the website. We do reserve the right to ask you to remove any links to our site and its pages or files at our own discretion.

Links to other websites, advertisements for, or references to, other companies mentioned on our website are there for information purposes only. We have no control over and therefore do not accept responsibility for the content or accuracy of information contained within these third party sites, nor for the services offered by third party companies.

Use of your personal information

We shall use any personal information you provide to us through our website in accordance with our privacy policy.


All material contained within our website is © Cheapcarinsurancex.org 2011 unless otherwise stated. You may download, print and view extracts from our website for your personal use but must not otherwise copy, reproduce or redistribute any part of our website without our prior written consent. In particular you must not reproduce or exploit any part of our website for commercial gain. All other rights are reserved and users must ask our permission before making any other use of material contained in this website.

Governing law

These terms and conditions and your use of our website shall be governed by the laws of Northern Ireland and you agree to submit to the non-exclusive jurisdiction of the courts of Northern Ireland in respect of any dispute in relation to your use of our website.

Contacting us

If you have any queries about these terms and conditions, please contact us by emailing support@cheapcarinsurancex.org.

Initial Disclosure Document:

The Financial Services Authority require us to present you with an Initial Disclosure Document which you must read before you make a purchase. This document is located here : http://www.cheapcarinsurancex.org/Disclosure_document.pdf

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